Diwali 2023: Be smart while shopping for Diwali, these tricks will save you money.

Diwali has come. With this, the festive season has reached its peak. The markets are decorated and purchases worth crores of rupees are being made. The work of cleaning and decorating the houses has also been almost completed. Everyone’s shopping list is ready. If you too have decided to loosen your purse strings this festive season, let us help you a little. Here we tell you how you can save your budget from going bust this festive season which is heavy on your pocket.

Set everything before leaving home.

Before shopping for the festivities, decide what you need. Decide the budget accordingly. Many times we buy many things from the market. Turns out we didn’t need some of them. It destroys your budget. So it would be better to leave home after making a list of items and not waste money on unnecessary things. Otherwise you may be in trouble after the festivities.

Take a look at the offers from banks and companies.

Like every year this time also almost all banks and companies have come up with offers on Diwali. So, definitely keep an eye on the bank’s offer. See where better offers are available. Ignore messages from the bank. Fully understand the terms and conditions of the offer from its website. If you want to buy a product on EMI, find out which bank or card can give you zero interest plus cashback. Also take a look at other charges including processing fees.

Please check the price online.

Gone are the days when prices on online stores were quite reasonable. Therefore, it is important to find out the rates from your nearest market and compare them with the online platform. Then decide where money can be saved. After that, you can get even better discounts by visiting the market and showing offers online. Often the discounts available on online shopping can tempt you. But you will benefit only if you shop wisely.

Use a credit card

Many times banks don’t offer much on purchases through debit card, UPI and net banking. At the same time, there are many offers on credit cards. In it you can also see which bank’s credit card has more benefits. You can also avail the benefits of interest-free purchases and cashback. You will also get time to return the money. If you also have online coupons, use them to get discounts.

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