Railways are used by everyone to travel anywhere. Railway ticket prices are fixed by the government. That’s why there is no discount on it, but nowadays there are many credit cards with the help of which one can get benefits like cashback, discount, free railway lounge access on railway ticket booking.
IRCTC HDFC Bank Credit Card
On the IRCTC HDFC Bank Credit Card, you get the benefit of 5 reward points for every Rs 100 spent on bookings through the IRCTC website and the RailConnect app. Apart from this, reward points are earned for every Rs 100 spent on other items.
There is an additional 5% cashback on booking tickets through HDFC Bank Smart Buy. Along with this, access to 8 complimentary IRCTC Executive Lounges is available. However, one can only access the complimentary lounge twice in a quarter. The joining fee of this card is Rs.500. While the renewable fee is Rs.500 plus tax. If you spend more than Rs 1,50,000 in a year, the renewal fee will be waived off.
IRCTC BOB Rs Credit Card
This Bank of Baroda credit card also offers many benefits. If you make a transaction of Rs 1000 or more within 45 days of this credit card issue, you get 1000 Single Bonus Reward Points. In addition, you get the benefit of 2 reward points for every Rs 100 spent on booking tickets through the IRCTC website and mobile app. Its joining fee is Rs 500 and annual and renewable fee is Rs 350.
IRCTC SBI Platinum Card
Attractive reward points are available on purchase of AC1, AC2, AC3 and Executive Chair Car and Chair Car tickets through IRCTC’s mobile app through this credit card. Also, one reward point is available for every Rs 125 spent. In addition, 4 complimentary lines are available per year.
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(tags to translate) IRCTC credit card lounge access